TERMS OF SERVICE

Effective Date: 2/25/26

These Terms of Service ("Terms") govern your use of https://www.smtruckworld.com/ (the "Site") and all products and services from S&M Truck World ("we," "us," or "our"). By using our Site or services, you agree to these Terms.

Acceptance of Terms
By accessing our Site or services, you affirm you are at least 18 and have authority to enter these Terms.

Services Provided
S&M Truck World offers vehicle sales, installation, trade-ins, service scheduling, financing, and related automotive services. Details may be found in your agreements, contracts, or sales documents.

User Responsibilities
You agree to provide accurate information, comply with all applicable laws, and maintain confidentiality of any account credentials or transaction records.

Intellectual Property
All content, trademarks, images, and materials on this Site are owned by S&M Truck World or its licensors. You may not reuse or distribute content without our written consent.

Privacy
Your use of our Site and services is governed by our Privacy Policy, including the SMS/Text Messaging Policy.

Data Security
We use appropriate security practices but cannot guarantee absolute security for transmitted or stored information.

Disclaimers
Services are provided "as is" and "as available." We do not guarantee vehicle availability, site uptime, or error-free functionality. Prices and vehicle availability may change without notice.

Limitation of Liability
To the extent allowed by law, S&M Truck World is not liable for indirect or consequential damages related to your use of our Site or services.

Indemnification
You agree to indemnify and hold harmless S&M Truck World for any claims arising from your breach of these Terms or misuse of our Site or services.

Third-Party Services
Our Site may link to third-party service providers (e.g., warranty companies, financing providers). We are not responsible for their practices or content.

SMS/Text Messaging Policy
• No Sharing of SMS Data: Your mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.
• Opt-in Disclosure: By providing your number, you consent to receive automated informational and promotional messages about our inventory, promotions, and services.
• Opt-out Instructions: You may opt out of SMS service at any time by texting "STOP" to our number. We will confirm your request.
• Help Instructions: Reply "HELP" for SMS assistance.
• Rates: Message/data rates may apply. Message frequency will vary depending on your preferences and inquiries.

Amendments
We may update these Terms. Continued use of the Site or services after an update means you accept the new Terms.

Termination
We may terminate or suspend your access to this Site or our services at any time, without notice.

Governing Law
These Terms are governed by the laws of the State of Florida. Disputes will be resolved in the courts of Pinellas County, Florida.